Vision Insurance is designed to help you cover vision care expenses like routine eye exams, prescription glasses and contact lenses. Some plans will cover a portion of vision corrective surgery such as LASIK. Like dental insurance plans there is a variety of plans to choose from and the coverage should be shopped among the available insurers in your area. Vision care could be a benefit you can add to your existing health insurance plan for a small additional premium.
Almost all vision insurance plans utilize a network of optometrists and ophthalmologists as well as retail vision centers. This makes it convenient for you to find an eye doctor near you as well as getting discounts for staying within the network for your services.
Medicare typically doesn't cover vision care services such as routine eye exams for eyeglasses or contact lenses however some Medicare Advantage plans may cover vision care such as annual routine eye exams, eyeglass lenses and frames, and contact lenses.
Medicare will cover certain medically necessary eye health services, such as cataract surgery on an outpatient basis. As with all insurance plans deductible and co-insurance clauses can apply to the vision coverage plan you select. Always check what your plan will cover and what your out of pocket costs will be so you are not unnecessarily surprised when you are presented with a bill to pay from
your personal funds.
It pays to look into purchasing a combination dental and vision plan. Your insurance professional at EZ Center Insurance Services can help you maneuver through what may seem like an obstacle course. With their professional guidance you will find the best plan for you.