Hurricanes are destructive and potentially deadly storms that can cause a tremendous amount of property damage and, occasionally, people's lives. Longtime residents of coastal Florida, the Carolinas, Texas, Mississippi, Alabama and Louisiana are familiar with the drill - but there are always new people and always procrastinators every year. Hurricane preparedness takes time! Don't leave it to the last minute.
When it comes to boating, the only surprises you want are unexpected whale sightings. But we all know the unexpected happens - and that's why we have boating insurance. But boating insurance doesn't - and shouldn't - protect you from everything. To avoid getting hit with unexpected bills and expenses, you have got to take initiative and understand your boat and your policy.
Some of the smoke that flows up your chimney condenses and becomes creosote that sticks to the flue. Creosote is a hard tar-like substance that builds up over time. As the coat of creosote thickens, it increases the chance of a fire breaking out in the chimney.
The Insurance Information Institute (I.I.I.) is reminding homeowners that warmer temperatures not only signal the coming of spring, but they also contribute to snowmelts, which increases the risk of flooding in some parts of the country. Hence, there is no better time than now to review your flood insurance to ensure you are adequately covered against flood-related damage.
The hazards of the road increase in winter, as the weather becomes less predictable. To avoid these conditions, you might be able to cut down on your driving, but you probably can't eliminate it altogether...and maybe you wouldn't want to. Therefore, it's essential that you take steps to lessen your risk.
The weeks between Thanksgiving and New Year's Day include the most important entertaining season on many people's social calendars. While these festivities are a wonderful part of the holiday season, they do bring with them a very serious problem-partygoers who drink too much and then get behind the wheel of a car.
One of the most anticipated activities of the holiday season is the decorating. The smell of a fresh tree, the glistening garland hanging from its branches, and the glow of candles all are synonymous with Christmas. However, trees and other holiday decorations can pose safety hazards if used improperly. Remember the following tips to keep your Christmas decorating merry.
As the temperature drops, pipes that are exposed to the cold are prone to freeze. This is especially true if they are located in unheated areas like basements, crawl spaces, attics and garages. Pipes that run along poorly insulated exterior walls can also be affected by the extremes in temperature.
With tax season upon us your personal information is floating around everywhere and identity thieves are working overtime to steal it. From social security numbers to employer and income information, it's an identity theft nightmare waiting to happen. Unless, of course, you're a thief. Then it's identity theft paradise.
Published reports from the U.S. Coast Guard show that boating deaths and injuries increased for the second consecutive year in 2006. Aside from the disturbing trend in boating deaths, the biggest change was actually in the amount of property damage, $43 million in 2006 as compared with $38 million in 2005.