You just realized your cell phone has been stolen. Not only are you out the cost of the phone, but more than likely, the thief is placing hundreds of dollars of charges on your phone bill right now.
If you and your home are the victims of a flood, your cleanup must be thorough to ensure that mold growth is eliminated to the greatest extent possible. You should completely dry wet structures as soon as possible after the event. However, while you want to act quickly, approach the cleanup process carefully, to avoid the mishaps and accidents that can occur in the less-than-safe environment that a flooded home can be.
Drivers do the strangest things when they’re behind the wheel, but how many of those activities actually cause accidents? Dr. Sheila Klauer, a senior research associate at the Virginia Tech Transportation Institute, and her research team examined driver behavior to find the answer to this question.
If your car has become damaged in an accident, through vandalism or from another cause, filing a claim with your auto insurance company isn’t always the best course of action. For example, if your deductible is more than the cost of the damage, it’s a good idea to pay for the repairs yourself and not report the claim. Each time you do decide to file, even if the damage is less than your deductible, the report goes on your insurance record. Although small claims don’t affect your individual premium, insurance companies use information from policyholders to establish the overall premium rates they charge their entire customer base. The more accidents reported, the higher the premium rates the company charges.
With winter’s arrival, most people find themselves spending more time driving in the dark with decreased visibility. While you can’t change the fact that there are fewer daylight hours, you don’t have to be hampered by poor visibility.
In 2006, almost 1.2 million vehicles were reported stolen in the United States, according to the annual Hot Wheels study from the National Insurance Crime Bureau (NICB). The 1995 Honda Civic topped the most-stolen-vehicle list, followed by the 1991 Honda Accord. Car thieves continue to prefer imports to domestic brands, and vehicles that are 10 or more model years old over newer models. That’s because these cars have been consistent top sellers for many years and some of their parts are interchangeable. Thieves steal these cars for their parts.
According to the Council of Better Business Bureaus, consumers must be just as cautious about checking the credentials of the collision repair centers that fix their cars as they are when choosing contractors for home repairs. That’s because with more than 35,000 auto body repair shops nationwide, there are a lot of choices.
If you’re like most people, you own at least a handful of items that are extremely meaningful to you. Whether these objects hold financial or sentimental value, it’s important to protect your cherished treasures.
With the winter season upon us, it is important to ensure that both you and your vehicle are road-ready and prepared for winter weather. The first signs of car trouble often arrive with the first signs of winter. Sluggish performance, rough idling, and difficult starts are all potential warnings of problems that could get worse as the temperature drops.
You’ve been eyeing that new car for some time now, and finally your budget gives you the green light to go for it. So should you rush right out to the dealership? Only if you want to pay more than you should.